Salary, social insurance and end-of-service calculators for Bahrain
This year's rates for Bahrainis and expatriates, the monthly end-of-service contribution to SIO, and the award split before and after March 2024.
Net salary and social insurance contributions
The calculator applies the employer pension share for the current year.
Monthly net salary
0.00 BHD
Enter your details to see the result instantly.
End-of-service award for expatriates
Under Article 116 of the Private Sector Labor Law, with the part paid by SIO shown separately.
Estimated award
0.00 BHD
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Retirement pension for Bahrainis
It depends on the average wage, the contribution period and the latest amendments to the Social Insurance Law.
We are matching this calculator word for word against the statutory texts and executive regulations before publishing it, because a small difference in how the average wage is calculated changes the result.
The rules behind these calculators
- Law No. 14 of 2022 amending the Social Insurance Law, text of the law: the employer pension share starts at 11% and rises 1% a year to 17%, and the insured share is 7%.
- Unemployment insurance of 1% on the insured, work injury insurance of 3% on the employer, and a contributory wage cap of BHD 4,000.
- The SIO end-of-service scheme for non-Bahraini workers since 1 March 2024: 4.2% for the first three years and 8.4% after that.
- Private Sector Labor Law No. 36 of 2012, Article 116.
- Decree-Law No. 44 of 2026 sets a minimum contributory wage for new registrants by Cabinet decision, whose amount has not been issued yet.
Results are estimates for planning and do not replace a review of the contract, the company's regulations and the competent authority.
Calculators for other countries
- EG
Egypt
Net and gross salary, Social insurance, Salary tax, Estimated pension
- SA
Saudi Arabia
Net salary and GOSI, End-of-service award
- AE
UAE
Net salary and pensions, End-of-service gratuity
- KW
Kuwait
End-of-service award
- QA
Qatar
Net salary and social insurance, End-of-service gratuity
- OM
Oman
End-of-service award
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Salary and end-of-service questions in Bahrain
Short answers from the REFORMHRM team, with every HR question on one page.
All HR questionsWhat are the social insurance rates for Bahrainis in 2026?
Bahraini employees pay 7% for pension and 1% for unemployment. The employer pays 15% for pension and 3% for work injury, and the employer pension share rises 1% every January to 17% in 2028. The contributory wage is capped at BHD 4,000.
How is the end-of-service award paid to expatriates in Bahrain?
Since 1 March 2024 the employer pays SIO a monthly contribution of 4.2% of the wage for the first three years and 8.4% after that, and the employee collects the award from SIO. The employer pays the period before March 2024 directly.
How is the award itself calculated?
Under Article 116 of the Labor Law, half a month's wage for each of the first three years and a full month for each year after, with part years counted pro rata.