Salary, GOSI and end-of-service calculators for Saudi Arabia
Net salary and GOSI contributions at today's rates, and the end-of-service award by reason of termination.
Net salary and GOSI contributions
For new entrants the calculator applies the pension rate in force on today's date.
Monthly net salary
0.00 SAR
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End-of-service award
Under Articles 84 and 85 of the Labor Law and the cases in Article 87.
Estimated award
0.00 SAR
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Article 87 cases include force majeure, and a female employee ending service within six months of marriage or three months of giving birth.
Retirement pension for Saudis
The pension calculation differs between the old and new systems in the averaging period and eligibility conditions.
We are matching this calculator word for word against the statutory texts and executive regulations before publishing it, because a small difference in how the average wage is calculated changes the result. Until then you can use the official pension calculator on the national portal.
The rules behind these calculators
- The Social Insurance Law and GOSI's awareness platform, who is covered by the new system.
- The gradual pension rate increase for new entrants: 9% in 2024, 9.5% in July 2025, 10% in July 2026, 10.5% in July 2027 and 11% in July 2028.
- The contributory wage is basic salary plus housing allowance, capped at SAR 45,000 a month.
- The Labor Law, Articles 84, 85 and 87.
Results are estimates for planning and do not replace a review of the contract, the company's regulations and the competent authority.
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Salary and end-of-service questions in Saudi Arabia
Short answers from the REFORMHRM team, with every HR question on one page.
All HR questionsWhat are the GOSI contribution rates in Saudi Arabia?
For Saudis registered before 3 July 2024, 9% for pensions and 0.75% for SANED are deducted from the employee, and the employer pays 9%, 0.75% and 2% for occupational hazards. For new entrants the pension rate rises gradually and is 10% from 1 July 2026, reaching 11% in 2028. For non-Saudis the employer pays 2% only. The contributory wage is basic plus housing, capped at SAR 45,000.
How is the end-of-service award calculated in Saudi Arabia?
Under Article 84, half a month's wage for each of the first five years and a full month's wage for each year after, with part years counted pro rata, on the last actual wage.
Does an employee who resigns get the end-of-service award?
Under Article 85, one third with two to under five years of service, two thirds with five to under ten years, the full award at ten years or more, and nothing below two years.