Salary, pension and gratuity calculators for the UAE
GPSSA contributions for nationals under both laws, the unemployment insurance premium, and the end-of-service gratuity for expatriates.
Net salary and pension contributions
For UAE nationals in the federal private sector, and for expatriates the unemployment insurance premium only.
Monthly net salary
0.00 AED
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End-of-service gratuity for expatriates
On basic salary only, under Article 51 of Decree-Law 33 of 2021.
Estimated award
0.00 AED
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These rules do not apply in free zones with their own regulations, such as the Dubai International Financial Centre.
Retirement pension for nationals
The pension depends on the average contribution salary, length of service and the rules of each law.
We are matching this calculator word for word against the statutory texts and executive regulations before publishing it, because a small difference in how the average wage is calculated changes the result.
The rules behind these calculators
- Federal Decree-Law No. 57 of 2023 on Pensions and Social Security, GPSSA statement, with contribution salary limits of AED 3,000 to 70,000.
- Federal Law No. 7 of 1999 for those registered before 31 October 2023, with contribution salary limits of AED 1,000 to 50,000 per the GPSSA FAQ.
- Federal Decree-Law No. 13 of 2022 on Unemployment Insurance: AED 5 a month for basic salaries up to AED 16,000 and AED 10 above that.
- Federal Decree-Law No. 33 of 2021 on the Regulation of Labor Relations, Article 51.
Results are estimates for planning and do not replace a review of the contract, the company's regulations and the competent authority.
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Salary and gratuity questions in the UAE
Short answers from the REFORMHRM team, with every HR question on one page.
All HR questionsHow is the end-of-service gratuity calculated in the UAE?
Under Article 51 of Decree-Law 33 of 2021, 21 days of basic salary for each of the first five years and 30 days for each year after, once one year of continuous service is complete, capped at two years of wages.
Is the gratuity reduced on resignation in the UAE?
No. The current Labor Law removed the reduction on resignation, and only unpaid absence days are excluded.
What are the pension contribution rates for nationals in the private sector?
For those registered since 31 October 2023: 11% on the insured and 15% on the employer, with the government covering 2.5% of the employer share when the contribution salary is below AED 20,000. For those registered earlier: 5% and 12.5%, with 2.5% paid by the government.